Hey everyone! Have you heard of Richart? It's one of the most popular bank account apps in Taiwan. I've previously shared my experience with it in Chinese, but I wanted to post an English update as well!
台新銀行Richart數位帳戶│新戶活存3.5%可存10萬，舊戶活存最高1.8%，再領推薦禮$100（2026/03更新）
★The exciting news: Foreigners can now open a Richart account 100% online, which is incredibly fast and easy. With over 2 million users, Richart is a pioneer in foreigner-friendly banking, offering a full English interface and customer support.
★ Exclusive Benefit: Use my referral link to open a FREE account and log in to receive a NT$100 cash bonus!(Click my Richart referral link here)
# Taiwan bank account for foreigners # Online bank account Taiwan # Foreigner-friendly bank Taiwan
###What you need to prepare:
Account Opening: Your Resident Certificate (ARC/APRC) & a secondary ID (National Health Insurance Card, Driver's License, or Passport).
Authentication: An active bank account from another Taiwanese bank (used to verify your identity).
Security Reminder: To prevent fraud, never share your account details with others. Please keep your information safe to avoid any legal liability.
Privacy: Your data is collected for review purposes only and will be kept strictly confidential.
### Why choose Richart?
0.5% Cash Back: Earn rewards on purchases with your Mastercard Debit card.
Free Transactions: Enjoy 5 FREE interbank transfers and 5 FREE withdrawals every month.
Convenience: Access 3,000+ Taishin ATMs available 24/7.
Global Savvy: Support for 13 foreign currencies with competitive exchange rates.
★Sign up for a FREE account using my Richart referral link and log in to get a NT$100 cash bonus!
★Switch to English interface.
Richart makes it easy to save, transfer, exchange, spend, and manage your money all in one place. For more details, check out their step-by-step guide at https://richart.tw/TSDIB_RichartWeb/FrGuide. If you have any questions, you can reach their support team at (02) 8798-9088 #3.
In Taiwan, Richart is a favorite among students and professionals alike. It makes transferring money to friends completely hassle-free with no transaction fees, which is perfect for splitting the bill when eating out.
Even my cousin, who works in Germany, uses Richart to convert Euros to TWD whenever he visits Taiwan. As the first digital bank in Taiwan to offer a full English experience for foreigners, it’s definitely worth a try. Why not give Richart a go and see how it simplifies your money management?
*Note: In the event of any changes to the promotion, the official information from Richart shall prevail.
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